Free toolLoan EMI

Loan EMI Calculator

Calculate monthly EMI, total interest and amortization for home, car or personal loans.

No login requiredReviewed 2026-08-15

Calculator

Enter details and review the answer

Loan amount

Annual interest rate (%)

Tenure in years

Annual prepayment (optional)

Live result

Monthly EMI

₹87,916

Total interest

₹54,991

Total payment

₹10,54,991

Tenure

12 months

Annual prepay

₹0

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Schedule preview

Month	Principal	Interest	Balance
1	₹79,583	₹8,333	₹9,20,417
12	₹87,189	₹727	₹0

Month

Principal

₹79,583

Interest

₹8,333

Balance

₹9,20,417

Month

Principal

₹87,189

Interest

₹727

Balance

₹0

Use this as a quick estimate

Rules, rates and exemptions can change by financial year, state, entity type and notification. Confirm final tax/compliance decisions with your CA or advisor.

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